FinByz Consulting understands the implications of credit rating on your business and finances. Given the implementation of Basel norms the external credit rating has become inevitable part of banking system, and same can affect company’s borrowing cost significantly. Apart from financials there are many other parameters looked upon by credit rating agencies like Country risk, Industry profile, competitive scenario, commodity price fluctuations, vintage and expertise in business, etc which are more subjective rather than objective. The rating process is ultimately an assessment of fundamental and the probabilities of changes in the fundamentals as per change in external scenarios. FinByz Consulting’s goal oriented systematic approach helps corporates to optimise their rating by showcasing the strengths of the company in most effective way helping them optimise their credit ratings.