Leverage can boost the growth of your company and can help you grow faster. Globalization has opened up many options for raising capital. But selecting optimal fund raising solution which suits your business needs best require expert help in weighing risk and benefits of each available structure. FinByz Consulting’s Debt Syndication services can help companies master the complexities of various financing options and suggest cost effective solution for their funding requirement. We also assist companies arranging the chosen finance at lowest rates.

Project Finance 75%
Working Capital Finance 85%
Structured Finance 95%
Project Finance

Project Finance

FinByz Consulting provides a comprehensive suite of advisory services packaged with rating advisory as well for your project funding needs. Our debt syndication service acts as a bridge between borrower and lenders.

Working Capital Finance

Working Capital Finance

FinByz Consulting helps creating fund based/ non-fund based lines from bank to finance day to day operational expenses of the company. After analysing the working capital gap FinByz Consulting team suggest suitable product for working capital finance.

Structured Finance

Structured Finance

Generally cost of funds has been notably lower for transaction backed funding various trade transactions. Buyer’s Credit, Supplier’s Credit, LC Discounting are few such transactions where FinByz provides syndication services.

FinByz’s Project Finance Services


The companies may need Project finance for their expansion or diversification. Here the repayment is made from the cash flows generated from the project after some moratorium period. Given its most risky type of finance, the bankers may insist upon external rating before funding the project. FinByz Consulting provides a comprehensive suite of advisory services packaged with rating advisory as well for your project funding needs. Our debt syndication service acts as a bridge between borrower and lenders. We are able to provide clarity required to lenders through our understanding and experience in the area, making the whole process much smother and swift.

Service Includes

Understanding the project financing requirement

Prepare project report with industry analysis and financial plan

Liaison with lender and support in credit rating requirement

Assist in executing legal documents and disbursement process

External Commercial Borrowing (ECB)


Project finance can also be raised through External Commercial Borrowings (ECB) and Foreign Currency Term Loans. The rate of interest is relatively low as compared to Indian Rupee Loan but carries risk of currency volatility. The loans can be raised in US $, Euro €, Japanese ¥ and Sterling £.

FinByz’s Working Capital Finance Services


Working Capital Finance

To bridge the gap between receivables and payables companies would seek out working capital finance from various banks. FinByz Consulting helps creating fund based/ non-fund based lines from bank to finance day to day operational expenses of the company. After analysing the working capital cycle FinByz Consulting team suggest suitable product for working capital finance. Given lower interest rates available in foreign currency funding like PCFC, Export bill discounting and buyer’s credit, using our expertise in the field of forex risk management, we also guide our client to make effective and optimum use of these funding options.

The process involves analysing the financials, understanding working capital gap and available collateral security which can be offered to bank sanctioning the limits. We also guide our clients judicious selection of the funding bank from PSU bank, Private sector bank or foreign bank based on their requirement.

FinByz’s Structured Finance Services


Generally cost of funds has been notably lower for transaction backed funding various trade transactions. FinByz Consulting can suggest best structured finance product suitable as per working capital cycle of the company. The funding cost of each transaction may vary depending upon size of transaction, periodicity and funding scenario globally. Through our relations with more than 100 overseas branches we can bring down the funding cost for your structured finance requirement.

BUYER'S CREDIT

Even though the banking Buyer’s credit is facility available for Indian importers, to borrow in foreign currency against their import liability. Once import has been done, the Indian importer may decide to avail buyer’s credit facility before the due date of LC/ DA/ DP bills. FinByz Consulting can help you source funding from overseas branch based on guaranty provided by local bank.

buyer's credit

SUPPLIER'S CREDIT

supplier's credit

Supplier’s Credit is a financing arrangement under which overseas bank extends credit to supplier. Importers get sufficient time for payment so their cash flow is not affected. At the same time Suppliers gets payment on due date, able to meet the Suppliers requirement of payment at sight. FinByz Consulting does all the liaisoning for you so you can get best bargain from supplier based on at sight payment terms.

EXPORT LC DISCOUNTING

Export LC Bill discounting is a transaction-specific financing arrangement between the client and the financer. This will relieve the exporter from liquidity problems caused by Usance LC. Through this post shipment credit arrangement customer can get immediate credit of export proceeds once LC is accepted. FinByz Consulting can help you source this funding from overseas banks, where cost of funds are much lower than local markets.

lc-discounting